Independent Research & Data

The Truth About
Texas Real Estate.

Hidden costs, rising insurance, skyrocketing property taxes — we break it all down so you don't get surprised after you move.

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Counties Tracked
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Latest Investigation

Watch before you make your biggest financial decision.

Featured

10 Texas Cities Where Insurance Costs More Than Your Mortgage

A deep dive into coastal insurance premiums and the hidden costs that turn dream homes into financial traps.

City Cost Breakdown

Real numbers from public records. Know what you're walking into.

Houston

Harris County · 2.3M people

High Risk
Median Home Price$325,000
Avg. Insurance / yr$6,500
Property Tax Rate2.31%
Main RiskFlooding

Warning: Insurance in flood zones can exceed your mortgage. Check FEMA flood zone before buying.

Odessa

Ector County · 127K people

Moderate
Median Home Price$245,000
Avg. Insurance / yr$3,200
Property Tax Rate2.15%
Main RiskOil Market

Watch out: Home values swing with oil prices. Great during booms, risky during downturns.

Plainview

Hale County · 20K people

Low Risk
Median Home Price$98,000
Avg. Insurance / yr$1,800
Property Tax Rate1.92%
Main RiskVery Low

Great pick: One of the most affordable markets in Texas. Perfect for lowering your cost of living.

* Data from public county records, FEMA, and insurance filings. Estimates for educational purposes only.

Who's Behind This?

A Native Texan

Born and raised in Texas

I've spent hundreds of hours going through public records, insurance filings, and county tax data across Texas — because most people making the biggest financial decision of their lives are working with incomplete information.

No real estate commissions. No agenda. Just the numbers, straight — so you can make a decision you won't regret.

Over 500,000 people have used this research to make smarter decisions about moving to Texas. That's what keeps me going.

Before You Move To Texas,
Read This First

Most people find out about these after they move. Get the full breakdown, free.

  • Hidden property tax traps by city
  • Insurance costs nobody tells you about
  • Cities retirees regret moving to
  • 2026 cost of living breakdown

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